Disclaimer and Terms of Use

All users of this website explicitly agree to the following:  This website is provided as a convenience only, and while some effort is made to ensure the accuracy of the information contained on this website, it is understood by all parties that NONE of the content and information contained herein is provided with any warranties, assurances, representations or guarantees of any kind whatsoever.  Use the information at your own risk.  All parties associated with this website including without limitation the owners, administrators, contributors, authors, agents, assignees, and host company (hereinafter “owner” or “owners”) shall not be held liable for any use (or mis-use) of the information and/or content on this website.  Any and all risk of loss or damages shall remain with the user as their sole and exclusive responsibility.  The owners reserve the right to modify, change, adjust, remove, add, remove, discontinue or delete any and all content on this website including without limitation discontinuation of this convenience entirely at any time without notice and at their sole and absolute discretion.  If you do not agree to all of the foregoing, leave this website immediately.